Combinations for Penury

2. The native will be penniless if the ascendant lord is in the 12th as the 12th lord is in the ascendant along with a Maraka lord (death inflicting planet) or be in aspect to such a planet.

3. The native will be penniless if the ascendant lord is in the 6th while the 6th lord is in the ascendant with conjucntion or aspect of a Maraka lord.

4. Should the ascendant or the Moon be with Ketu while the ascendant lord is in the 8th, the person concerned will be penniless.

5. If the ascendant lord along with a malefic is in the 6th, 8th, or 12th, while the 2nd lord is in an enemy's sign or in debilitation, even a native of royal scion will become penniless.

6. If the ascendant lord is conjunct an evil house (one of the 6th, 8th, and 12th lords) or Saturn and be devoid of benefic aspect the native will be penniless.

7. Should the 5th and 9th lords be respectively found in the 6th and 12th and be in aspect to Maraka planets, the native will be penniless.

8. If malefics, excepting the lords of the 10th and 9th, be in the ascendant in association with or aspect to Maraka planets, one will become penniless.

9. Note the planets ruling the signs occupied by the lords of 6th, 8th, and 12th. If the said dispositors are in such evil houses in turn and be associated with or aspected by malefics, the native will be miserable and indigent.

10. The lord of the Navamsa occupied by the Moon joining a Maraka planet or occupying a Maraka house will make one penniless.

11. Should the lord of natal ascendant and that of Navamsa ascendant be conjunct or be aspected by Maraka planets, one will be penniless.

12. If inauspicious houses are occupied by benefics while auspicious houses are occupied by malefics, the native will be indigent and will be distressed even in the matter of food.

13. A planet associated with one of the lords of the 6th, 8th, and 12th, being bereft of a trinal lord's aspect, will in its Dasa periods cause harm to the native's financial aspects.

14. If the 8th and 12th from Atmakaraka or from the natal ascendant be aspected by Atmakaraka Navamsa lord and the natal ascendant lord, the native will be bereft of wealth.

15. The native will be a spendthrift if the 12th from Atmakaraka is aspected by the dispositor of Atmakaraka or if the 12th from the natal ascendant is aspected by the ascendant lord.

16-18. Now I tell you some yogas for poverty along with conditions of their nullifications. Should Mars and Saturn be together in the 2nd house, the native's wealth will be destroyed.